$20 an Hour Is How Much a Year?
Based on a 38-hour week — with take-home pay after tax (FY 2025–26)
After tax that's about $18/hour effective. Resident rates; super paid on top. You keep 91% of your gross.
| Period | Before tax | After tax |
|---|---|---|
| Yearly | $39,520 | $35,830 |
| Monthly | $3,293 | $2,986 |
| Weekly | $760 | $689 |
| Daily (5-day week) | $152 | $138 |
| Hourly | $20 | $18 |
$20 an hour is how much a year?
$20 an hour is $39,520 a year before tax, assuming you work 38 hours a week across all 52 weeks of the year ($20 × 38 × 52). That's $3,293 a month or $760 a week before deductions.
After income tax and the Medicare Levy, your take-home pay is about $35,830 a year — roughly $2,986 a month, or an effective $18 an hour. Your employer also pays superannuation on top of this.
Add HECS/HELP, salary sacrifice & PHI
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From hourly rate to yearly salary
Converting an hourly rate to an annual salary helps you compare casual, part-time, and full-time roles and plan your budget. The figure here assumes full-time hours across 52 weeks; your real income depends on your award, casual loading, and leave entitlements.
What counts as full-time?
Full-time in Australia is generally 38 hours a week under the National Employment Standards. Permanent employees accrue paid annual leave, while casual workers instead receive a loading (commonly 25%) on top of their base rate to compensate for the lack of leave — a key difference when comparing hourly rates.
Overtime and extra hours
Many Australian awards and agreements provide penalty rates for overtime, weekends, and public holidays, often 1.5 to 2.5 times the base rate. If your role attracts these penalties regularly, your true annual earnings can be well above the standard calculation shown above.
Frequently asked questions
How we calculate this
This estimate applies the official income tax bands and mandatory contributions in force for the FY 2025–26 tax year. We calculate tax on each band separately (not your whole salary at one rate), then subtract social contributions to arrive at your take-home pay. Figures are estimates for a standard single taxpayer with no additional allowances or deductions.
Data sources: rates are based on figures published by Australian Taxation Office (ATO) — Income tax rates, Medicare levy and superannuation thresholds.